Posted by Brignac Allyson on Tuesday, 24 March, 2020 13:11:24
The average annual cost for homeowners insurance in Kentucky is $1,355, which is $126 more than the national average cost of $1,228. This higher cost is due to a few risk factors in the Bluegrass State, listed below.
Kentucky Homeowners Insurance - Homeowners in Lexington, Louisville, Owensboro, Bowling Green, and Covington KY can now go online to find free quotes on homeowners insurance from the comfort of your home. Learn how homeowners insurance can protect you and your family in case of home damage or inclement weather coverage.
Kentucky's annual premiums for homeowners insurance are on the lower side — on average $1,062 per year for an HO-3 policy, compared to the nationwide average of $1,173. That said, how much you'll pay can vary a lot depending on your home's size, your assets, and your address. Use our tool to find your best rates:
According to the National Association of Insurance Commissioners (NAIC) 2013 Homeowners Study, Kentucky homeowners insurance rates are 9 percent below the national average. Rates average $864 per year in Kentucky, compared to the $954 annual average. Rates in Kentucky are low primarily because of the minimal risk of natural disaster.
Your "Old Kentucky Home" is one of your greatest investments. Join the more than 325,000 Kentuckians who protect their home with an insurance company based right here in the Bluegrass State. Kentucky Farm Bureau is here to help with the insurance they need; Auto insurance, Home insurance, Farm insurance, Mobile Home insurance, Commercial insurance, Church insurance, Boat insurance, Earthquake
kentucky homeowners insurance. Your home in Kentucky is more than where you live. It's also one of your largest and proudest investments, a symbol of security for your family's future. That's why it's so important to choose the right Kentucky home insurance, one that safeguards your finances no matter what perils come your way.